Yield Protection (YP) guarantees a yield based on an individual producer's Actual Production History (APH).
If the production to count is less than the yield guarantee, an indemnity is paid. YP provides protection against losses in yield due to most natural disasters, including:
Excess moisture or flood
Cold and frost
Insects and animals
Yield Protection is subsidized by the Federal Crop Insurance Corporation (FCIC) and is based on each producer's individual production history. YP covers both basic and optional units - enterprise and whole farm unit coverage is available in some areas - and coverage levels range from 50% to 85% of the APH in 5% increments.